Ashampoo Magical Defragmenter

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Ashampoo
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The end of fragmented disks. Really. You probably have better things to do than worry about whether the hard disks on your Windows computer are getting fragmented. Just install Ashampoo Magical Defrag 2. This radically improved program keeps all your computers hard disks defragmented. Permanently. Just install it and forget it. Your hard disks will never get fragmented again. And Ashampoo Magical Defrag 2 does this without slowing down your computer or interfering with your work.

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HDFC HOME IMPROVEMENT LOANS

Features

Purpose External repairs Tiling and flooring Internal and external painting Plumbing and electrical work Waterproofing and roofing Grills and aluminum windows Waterproofing on terrace Construction of underground/overhead water tank Paving of compound wall (with stone/tile/etc.) Borewell Maximum loan Existing Customer 100% of the cost of improvement New Customer 85% of the cost of improvement Subject to market value of the property Maximum Term 15 years subject to your retirement age Applicant and Co- Applicant to the loan Home Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be co- owners. Adjustable Rate Home Loan Loan under Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). The rate on your loan will be revised every three months from the date of first disbursement, if there is a change in RPLR, the interest rate on your loan may change. However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases. Fixed Rate *Conditions Apply

Interest Rate

Please call HDFC Home Line for the latest interest rates.

Fees 1% of the loan amount applied plus applicable service taxes and cess. No Charges for Part or Full Prepayment of loan under Adjustable Rate (except in case of prepayment through a refinance from other bank or institutions prepayment charges will be applicable) Fixed Rate - Part prepayment upto 25% of opening loan outstanding in a financial year Replacement of cheques Income Tax Certificates Accelerated Repayment Option

How to apply

It's simple! You can choose any of the following ways to get in touch with us! HDFC Office Locator We have over 200 offices with flexible timings keeping in mind your work timings. The offices are conveniently located at a place closer to you. Call the HDFC Home Line in your city – Our sales representatives will reach out to you for assistance SMS HDFCHOME to 6767 Apply Online

Documents

You can download the Application Form and submit alongwith the following documents for an approval of loan. Salaried Customers Self Employed Professionals Self Employed Businessman Application form with photograph Application form with photograph Application form with photograph Identity and Residence Proof Identity and Residence Proof Identity and Residence Proof Latest Salary-slip Education Qualifications Certificate and Proof of business existence Education Qualifications Certificate and Proof of business existence Form 16 Last 3 years Income Tax returns (self and business) Business profile Last 6 months bank statements Last 3 years Profit /Loss and Balance Sheet Last 3 years Income Tax returns (self and business) Last 3 years Profit /Loss and Balance Sheet Processing fee cheque Last 6 months bank statements Last 6 months bank statements (self and business) Processing fee cheque Processing fee cheque Detailed cost estimate from architect/engineer for the property to be constructed/ renovated.

Security

Existing customer - Extension of the mortgage already created on the property financed and/or other security as may be required by HDFC. New Customer - For others, security for the loan is a mortgage on the entire property being improved and/or other security as may be required by HDFC.

HDFC HOME EXTENSION LOANS

Purpose HDFC Home Extension Loan makes it convenient for you to extend or add space to your home. Be it an additional room, a larger bathroom, or even enclosing an open balcony. Maximum loan 85% of the cost of extension Maximum Term 20 years subject to your retirement age Applicant and Co- Applicant to the loan Home Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be co- owners. Adjustable Rate Home Loan Loan under Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). The rate on your loan will be revised every three months from the date of first disbursement, if there is a change in RPLR, the interest rate on your loan may change. However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases. Fixed Rate *Conditions Apply

Interest Rate

Please call HDFC Home Line for the latest interest rates.

Fees 1% of the loan amount applied plus applicable service taxes and cess. No Charges for Part or Full Prepayment of loan under Adjustable Rate (except in case of prepayment through a refinance from other bank or institutions prepayment charges will be applicable) Fixed Rate - Part prepayment upto 25% of opening loan outstanding in a financial year Replacement of cheques Income Tax Certificates Accelerated Repayment Option

How to apply

It's simple! You can choose any of the following ways to get in touch with us! HDFC Office Locator We have over 200 offices with flexible timings keeping in mind your work timings. The offices are conveniently located at a place closer to you. Call the HDFC Home Line in your city – Our sales representatives will reach out to you for assistance SMS HDFCHOME to 6767 Apply Online

Documents

You can download the Application Form and submit alongwith the following documents for an approval of loan. Salaried Customers Self Employed Professionals Self Employed Businessman Application form with photograph Application form with photograph Application form with photograph Identity and Residence Proof Identity and Residence Proof Identity and Residence Proof Latest Salary-slip Education Qualifications Certificate and Proof of business existence Education Qualifications Certificate and Proof of business existence Form 16 Last 3 years Income Tax returns (self and business) Business profile Last 6 months bank statements Last 3 years Profit /Loss and Balance Sheet Last 3 years Income Tax returns (self and business) Last 3 years Profit /Loss and Balance Sheet Processing fee cheque Last 6 months bank statements Last 6 months bank statements (self and business) Processing fee cheque Processing fee cheque Detailed cost estimate from architect/engineer for the property to be extended.

Security

Existing customer - Extension of the mortgage already created on the property financed and/or other security as may be required by HDFC. New Customer - For others, security for the loan is a mortgage on the entire property being improved and/or other security as may be required by HDFC.

HDFC SHORT TERM BRIDGING LOANS

Short-Term Bridging loan makes you realise your dream of buying a bigger and better home and gives you time to sell your existing property to pay off the loan.

This is a short term loan to help customers with the interim period between the sale of your old home and the purchase of a new home. You can take the loan even if you are an existing customer of HDFC.

Features

Maximum loan 90% of cost of new property Maximum Term 2 years Applicant and Co- Applicant to the loan Home Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be co-owners. Fixed Rate

Loan Repayment

Customers repay the loan by paying the monthly installment or pay the interest on the loan with a lumpsum payment within 2 years. Hence the customer gets 2 years to sell the property and prepay the loan.

Fees 0.50% of the loan amount plus applicable service tax and cess.

Interest Rates

Please call HDFC Home Line for the latest interest rate.

Security

Security for the loan is a first mortgage of the new property to be financed, normally by way of deposit of title deeds and/or such other collateral security as may be necessary. You would also have to give an irrevocable Power of Attorney authorising HDFC to sell your existing home. Moreover, both the proposed and existing homes would have to be insured against fire and other appropriate hazards. Interim security may be required, if the new property is under construction.

How to apply

It's simple! You can choose any of the following ways to get in touch with us! Call the HDFC Home Line in your city – Our sales representatives will reach out to you for assistance HDFC Office Locator We have over 200 offices with flexible timings keeping in mind your work timings. The offices are conveniently located at a place closer to you. SMS HDFCHOME to 6767 Apply Online

Documents

You can download the Application Form and submit alongwith the following documents for an approval of loan. Salaried Customers Self Employed Professionals Self Employed Businessman Application form with photograph Application form with photograph Application form with photograph Identity and Residence Proof Identity and Residence Proof Identity and Residence Proof Latest Salary-slip Education Qualifications Certificate and Proof of business existence Education Qualifications Certificate and Proof of business existence Form 16 Last 3 years Income Tax returns (self and business) Business profile Last 6 months bank statements Last 3 years Profit /Loss and Balance Sheet Last 3 years Income Tax returns (self and business) Last 3 years Profit /Loss and Balance Sheet Processing fee cheque Last 6 months bank statements Last 6 months bank statements (self and business) Processing fee cheque Processing fee cheque

HDFC LAND PURCHASE LOAN

Features

Maximum loan 85% of cost of the land and based on the repayment capacity of the customer. Maximum Term 15 years subject to your retirement age. Applicant and Co- Applicant to the loan Home Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be co-owners. Adjustable Rate Home Loan Loan under Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). The rate on your loan will be revised every three months from the date of first disbursement, if there is a change in RPLR, the interest rate on your loan may change. However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases. Fixed Rate *Conditions Apply

Interest Rate

Please get in touch with HDFC Home Line for the latest interest rate.

Fees 1% of the loan amount applied plus applicable service taxes and cess. No Charges for Part or Full Prepayment of loan under Adjustable Rate (except in case of prepayment through a refinance from other bank or institutions prepayment charges will be applicable) Fixed Rate - Part prepayment upto 25% of opening loan outstanding in a financial year Replacement of cheques Income Tax Certificates Accelerated Repayment Option

How to apply

It's simple! You can choose any of the following ways to get in touch with us! Call the HDFC Home Line in your city – Our sales representatives will reach out to you for assistance HDFC Office Locator We have over 200 offices with flexible timings keeping in mind your work timings. The offices are conveniently located at a place closer to you. SMS HDFCHOME to 6767 Apply Online

Documents

You can download the Application Form and submit alongwith the following documents for an approval of loan. Salaried Customers Self Employed Professionals Self Employed Businessman Application form with photograph Application form with photograph Application form with photograph Identity and Residence Proof Identity and Residence Proof Identity and Residence Proof Latest Salary-slip Education Qualifications Certificate and Proof of business existence Education Qualifications Certificate and Proof of business existence Form 16 Last 3 years Income Tax returns (self and business) Business profile Last 6 months bank statements Last 3 years Profit /Loss and Balance Sheet Last 3 years Income Tax returns (self and business) Last 3 years Profit /Loss and Balance Sheet Processing fee cheque Last 6 months bank statements Last 6 months bank statements (self and business) Processing fee cheque Processing fee cheque

Security for the Loan

Security for the loan is a first mortgage of the property to be financed, normally by way of deposit of title deeds and/or such other collateral security as may be necessary. Interim security may be required, if the property is under construction

STATE BANK OF INDIA HOME LOANS

WELCOME to SBI Home Loans
"THE MOST PREFERRED HOME LOAN PROVIDER" voted in AWAAZ Consumer Awards along with the MOST PREFERRED BANK AWARD in a survey conducted by TV 18 in association with AC Nielsen-ORG Marg in 21 cities across India.

SBI Home Loans come to you on the solid foundation of trust and transparency built in the tradition of State Bank of India.

Best Practices followed in SBI mentioned below will tell you why it makes sense to do business with State Bank of India

	Best practices followed in SBI
People dealing with you	End to End service by Permanent employees of SBI who are accountable to you.
Place	SBI branch of your choice will service your loan account. You can always meet our employees face to face.
Price	Complete transparency. Interest charged on the daily reducing balance.
Prepayment charges	No penalty for prepayments made, out of bonafide savings or windfall gains for which evidence is produced.
Costs hidden in fine print	No hidden costs
Transparency	Complete transparency. All the features of our product, including interest rates, are in the public domain.

Unique features:

* Provision for on the spot "In principle" approval.

* Loan sanctioned within 6 days of submission of required documents.

* Option to avail Home Loan as a Term Loan or as an Overdraft facility to save on interest and maximise gains (see SBI MaxGain in the following sections)

*Option to club income of your spouse and children to compute eligible loan amount

*Provision to club depreciation, expected rent accruals from property proposed to compute eligible loan amount

*Provision to finance cost of furnishing and consumer durables as part of project cost

*Repayment permitted upto 70 years of age

*Free personal accident insurance cover upto Rs.40 Lac.

*Optional Group Insurance from SBI Life at concessional premium (Upfront premium financed as part of project cost)

*Interest calculated on daily reducing balance basis, and starts from the date of disbursement.

‘Plus’ schemes which offer attractive packages with concessional interest rates to Govt. Employees, Teachers, Employees in Public Sector Oil Companies.

*Special scheme to grant loans to finance Earnest Money Deposits to be paid to Urban Development Authority/ Housing Board, etc. in respect of allotment of sites/ house/ flat


*Option to avail loan at the place of employment or at the place of construction

Package of exclusive benefits:

• Complimentary international ATM-Debit card
• Complimentary SBI Classic/ International Credit Card.
• Option for internet-banking
• Concessional package under ‘Credit Khazana’ for prospective Auto Loan, Student Loan, Personal Loan borrowers whose accounts are conducted satisfactorily
• 50% concession in charges in respect of all personal remittances/ collection of outstation cheques
  
  Personal loan at attrctive rates under SBI Home Plus scheme tailored exclusively for SBI Home Loan customers.

Purpose

Purchase/ Construction of House/ Flat

Purchase of a plot of land for construction of House

Extension/ repair/ renovation/ alteration of an existing House/ Flat

Purchase of Furnishings and Consumer Durables as a part of the project cost.

Takeover of an existing loan from other Banks/ Housing Finance Companies.

Eligibility

Minimum age 18 years as on the date of sanction

Maximum age limit for a Home Loan borrower is fixed at 70 years, i.e. the age by which the loan should be fully repaid.

Availability of sufficient, regular and continuous source of income for servicing the loan repayment.

Loan Amount

40 to 60 times of NMI, depending on repayment capacity as % of NMI as under -

Net Annual Income	EMI/NMI Ratio
Upto Rs.2 lacs	40%
Above Rs.2 lac to Rs. 5 lacs	50%
Above Rs. 5 lacs	55%

To enhance loan eligibility you have option to add:

1. Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI.
2. Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.
3. Depreciation, subject to some conditions.

STATE BANK OF INDIA CAR LOANS

CAR LOAN

Move ahead in life with SBI Car Loans! If you have been putting off purchasing that Car, we invite you to go through our Car Loan Scheme.

Low interest rates, easy repayment options, total transparency.

Finance to include vehicle registration charges, insurance, one-time road tax and accessories (subject to conditions).

Well, what are you waiting for? Just contact any of our branches (more than 6000) that offer Car Loans or our Personal Banking Branches and give wheels to your desire!

You can apply for an SBI Car Loan to purchase :

• A new car, jeep, Multi Utility Vehicle (MUV) or SUV (any make or model)
• A used car / jeep / MUV /SUV (not more than 5 years old). (any make or model)

Enjoy the SBI Advantage :

Excellent service and lower costs. A quick survey of similar schemes available elsewhere and you will find that SBI Car Loans for new and old vehicles offer you :

• Lowest interest rates
  
• Longer repayment period of upto 84 months.
  
• No hidden costs or administrative charges.
  
• Finance for one-time road tax, registration fee, insurance premium and accessories
  
• No advance EMIs.(Some Banks/companies ask you to pay one or more EMIs at the time of disbursement of loan, thereby effectively reducing your loan amount.)
  
• Complete transparency : We levy interest on daily reducing balance method. When you pay one instalment, the interest is automatically calculated on the reduced balance thereafter. When you pay interest on an annual reducing balance, as charged by many other companies/banks, the interest amount for the coming year is determined on the amount outstanding at the beginning of the year. You continue to pay interest even on the amounts you repay during the year.

Always compare the Equated Monthly Instalments (EMIs) and the total payments you would be required to make and not the rates of interest.

The Scheme


Purpose

You can take finance for :

A new car, jeep or Multi Utility Vehicles (MUVs)

A used car / jeep (not more than 5 years old). (Any make or model).

Take over of existing loan from other Bank/Financial institution (Conditions apply)


Eligibility

To avail an SBI Car Loan, you should be :

• Individual between the age of 21-65 years of age.
  
• A Permanent employee of State / Central Government, Public Sector Undertaking, Private company or a reputed establishment or
  
• A Professionals or self-employed individual who is an income tax assessee or
  
• A Person engaged in agriculture and allied activities.
  
• Net Annual Income Rs. 100,000/- and above.

Salient Features


Loan Amount

There is no upper limit for the amount of a car loan. A maximum loan amount of 2.5 times the net annual income can be sanctioned. If married, your spouse's income could also be considered provided the spouse becomes a co-borrower in the loan. The loan amount includes finance for one-time road tax, registration and insurance!

No ceiling on the loan amount for new cars.

Loan amount for used car is subject to a maximum limit of Rs. 15 lacs.


Type of Loan


1. Term Loan
2. Overdraft - a) For New vehicles only
b) Minimum loan amount: Rs. 3 lacs.

Documents Required

You would need to submit the following documents along with the completed application form if you are an existing SBI account holder:

1. Statement of Bank account of the borrower for last 6 months.
2. 2 passport size photographs of borrower(s).
3. Signature identification from bankers of borrower(s).
4. A copy of passport /voters ID card/PAN card.
5. Proof of residence.
6. Latest salary-slip showing all deductions
7. I.T. Returns/Form 16: 2 years for salaried employees and 3 years for professional/self-employed/businessmen duly accepted by the ITO wherever applicable to be submitted.
8. Proof of official address for non-salaried individuals.

If you are not an account holder with SBI you would also need to furnish documents that establish your identity and give proof of residence.

Margin

New / Used vehicles : 15% of the on the road price.


Repayment

You enjoy the longest repayment period in the industry with us.
Repayment period:
For Salaried: Maximum of 84 months
For Self-employed & Professionals: Maximum 60 months

Repayment period for used vehicles :Up to 84 months from the date of original purchase of the vehicle (subject to maximum tenure as above).

Prepayment Penalty:

Prepayment fee of 2% of the amount of the loan prepaid will be levied subject to certain conditions.


Interest

Click here to view the interest rates.

Processing Fee

0.50% of Loan amount and to be paid upfront.
Minimum: Rs. 500/-
Maximum Rs. 10,000
25% of Processing fee will be ratained if application is rejected after pre-sanction survey.

STATE BANK OF INDIA EDUCATION LOANS

A term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured.


Eligible Courses

All courses having employment prospects are eligible.

• Graduation courses/ Post graduation courses/ Professional courses
• Other courses approved by UGC/Government/AICTE etc.

Expenses considered for loan

• Fees payable to college/school/hostel
• Examination/Library/Laboratory fees
• Purchase of Books/Equipment/Instruments/Uniforms
• Caution Deposit/Building Fund/Refundable Deposit
• Travel Expenses/Passage money for studies abroad
• Purchase of computers considered necessary for completion of course
• Cost of a Two-wheeler upto Rs. 50,000/-

Any other expenses required to complete the course like study tours, project work etc.

Amount of Loan

• For studies in India, maximum Rs. 10 lacs
• Studies abroad, maximum Rs. 20 lacs

Interest Rate

For loans upto Rs.4 lacs - 12.75% p.a. Floating

For loans above Rs.4 lacs - 13.75% p.a. Floating

Processing Fees

• No processing fee/ upfront charges
• Deposit of Rs. 5000/- for education loan for studies abroad which will be adjusted in the margin money

STATE BANK OF INDIA PERSONAL LOANS

Do you want funds readily available to you whenever you desire or need, be it a sudden vacation that you plan with your family or urgent funds required for medical treatment? SBI Saral - Personal Loan is the answer to your questions.
Access this facility from over 3000 branches across the country and confidently face the challenge of meeting any kind of personal expenses!!

Enjoy the SBI Advantage :

· Low interest rates. Further, we charge interest on a daily reducing balance!!

· Low processing charges; only 1%-2% of loan amount

· No hidden costs or administrative charges.

· No security required ……which means minimal documentation…something that you had always wanted.

· No prepayment penalties. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan (1% of the loan amount will be charged if you repay the loan before 6 months)

· Long repayment period of up to 48 months.

The Scheme

Purpose
The loan will be granted for any legitimate purpose whatsoever (e.g. expenses for domestic or foreign travel, medical treatment of self or a family member, meeting any financial liability, such as marriage of son/daughter, defraying educational expenses of wards, meeting margins for purchase of assets etc.)

Eligibility
You are eligible if you are a Resident Indian National having capability to repay a loan, except agriculturists. (At present, only salaried individuals are covered under the scheme).

Salient Features

Loan Amount
Your personal loan limit would be determined by your income and repayment capacity.
Minimum : Rs.24,000/- in metro and urban centres

Rs.10,000/- in rural/semi-urban centres

Maximum : 12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres

Documents Required
Important documents to be furnished while opening a Personal Loan Account:

For existing bank customers
Passport size photograph

From salaried individuals
Latest salary slip and Form 16

Margin
We do not insist on any margin amount.

Interest Rates
3.25% above SBAR FLoating i.e. 16.00% p.a.

Repayment
The loan is repayable in 48 EMI. You are allowed to pay more than the EMI if you wish to, without attracting any prepayment penalty.

Security

NIL

Processing Fee

Processing charges are 1-2% of the loan amount. This is amongst the lowest fees in the industry. Processing fees have to be paid upfront. There are no hidden costs or other administrative charges.

STATE BANK OF INDIA LOANS FOR PENSIONERS

If you are a Central or State Government pensioner drawing your pension through one of our branches and are not more than 72 years of age, you can avail of a loan from your branch to meet your personal expenses. We understand you may have an urgent or unexpected need for funds or a family obligation to be fulfilled and appreciate your association with us. You can avail a loan of up to a maximum of 12 months pension, subject to a ceiling of Rs.1,00,000. The documentation is easy.

The loan may be repaid over 5 years and will carry a low interest rate of 13.25% p.a.

There are no processing fees, no hidden costs and no prepayment penalties. Whenever you have some surplus funds, you can credit your loan account, thereby reducing your loan liability and interest burden.

Salient features of the Scheme:

Eligibility:

All Central and State Government pensioners, whose pension accounts are maintained by our branches. The pensioner should not be more than 72 years of age.


Purpose :
To meet personal expenses .


Loan Amount :
A maximum of 12 months pension with a ceiling of Rs.1,00,000/-


Margin :
Nil


Security :

The spouse eligible for family pension should guarantee the loan or any other family member or a third party worth the loan amount.

Repayment :
60 Equated Monthly Instalments (EMIs) – if age of Pensioner at the time of loan sanction is upto 70 years

48 Equated Monthly Instalments (EMIs) – if age of Pensioner at the time of sanction is between 70 – 72 years


Rate of Interest :
0.50% above SBAR Floating i.e. 13.25% p.a.

Authorised Branches :

All branches maintaining pension accounts. The facility is available only from the branch which is maintaining pension account of the applicant.

HSBC HOME LOANS

Features & Benefits

Your dream home, a reality

Loan requirement - We offer you loans ranging from Rs. 5 lakhs upto Rs. 3 crore*.

Property types - We offer loans to Resident Indians and NRIs for ready property, under construction property, self-construction and home improvement.

Loan tenure - Loans are available for tenures upto 25 years.

Flexibility, savings... more!

Repayment options - Choose between fixed and floating rate home loans. You also have the option of switching from a floating rate home loan to a fixed rate home loan once a year at no extra cost. **

No penalty option - You can opt to pre-pay up to 25% of your loan every year. Pre-payment is permitted after a minimum of 6 months following loan disbursal.

Free Gold credit card - On approval of your Home Loan, you get a Gold credit card^#, free for the first year with annual charges being waived.

Tax benefits - Resident Indians are eligible for certain tax benefits on principal and interest components of a housing loan under the Income Tax Act, 1961.^##

http://www.hsbc.co.in/1/2/personal/loans/home-loan

ICICI HOME LOANS

Best Deals on Home Loan for You

Welcome to India’s No. 1 Home Loans Provider. We, at ICICI Bank Home Loans, offer unbeatable benefits to ensure that you get the best deal without any hassles. The largest home loan provider, ICICI Bank understands how special creating a new home is for you, and our Home Loans help you lay the foundation for your dream home. Home Loans are the best option you can go for to finance a new home. ICICI offers you the most convenient and practical home loan plans to suit your needs. With so many attractive features in every type of home loan we offer, creating the home you always wanted is no longer a distant dream. Some of the special offers we have are: Attractive loan interest rates Home loan amounts suited to your needs Home Loan tenure upto 25 years Simplified Documentation Doorstep Delivery of home loan papers Sanction approval without having selected a property. Free Personal Accident Insurance (Terms & Conditions) Insurance options for your home loan at attractive premium No matter what the requirement, we have an appropriate plan for you, though most of our home loan plans are for salaried/self-employed Resident Indians. Get the best deals ever, and finance the perfect home, only from ICICI Bank. With our varied offering of house loans and home finance, ICICI Bank Home Loans gives you an opportunity to select the perfect home loan as per your needs of a dream home.

Changes in Floating Reference Rate (FRR)

Taking a loan
Reasons why you must consider an ICICI Bank Home Loan
Tax benefits of a Home Loan

Buying a home
Safe Banking with ICICI Bank Home Loans
Technical terms demystified